AdvisaBroker
One application, several banks reply
Effective rate6.17%from 4.59%
Per monthSEK 2,900
Total to repaySEK 173,995
Example: SEK 150,000 over 5 years, 6.00% nominal rate, no fees, 6.17% effective rate, total SEK 173,995.
Compare loans and credit cards. See what it costs before you choose.
Effective rate, monthly cost and total from 27 lenders and brokers in Sweden. Lowest total cost right now: SEK 173,995 for SEK 150,000 over 5 years.
Compare personal loans
Sorted by total cost
AdWe compare lenders and brokers we work with, and we are paid when you continue to them. The order is decided by cost.
4 offers share the lowest total cost for SEK 150,000 over 5 years: SEK 173,995
LendoBroker
One application, several banks reply
Effective rate6.17%from 5.06%
Per monthSEK 2,900
Total to repaySEK 173,995
Example: SEK 150,000 over 5 years, 6.00% nominal rate, no fees, 6.17% effective rate, total SEK 173,995.
ReduceroBroker
One application, several banks reply
Effective rate6.17%from 5.06%
Per monthSEK 2,900
Total to repaySEK 173,995
Example: SEK 150,000 over 5 years, 6.00% nominal rate, no fees, 6.17% effective rate, total SEK 173,995.
SamblaBroker
One application, several banks reply
Effective rate6.17%from 4.59%
Per monthSEK 2,900
Total to repaySEK 173,995
Example: SEK 150,000 over 5 years, 6.00% nominal rate, no fees, 6.17% effective rate, total SEK 173,995.
ExtralånetLender
Credit check through Bisnode
Effective rate22.79%nominal 20.71%
Per monthSEK 1,345
Total to repaySEK 80,671
Example: SEK 50,000 over 5 years, 20.71% nominal rate, no fees, 22.79% effective rate, total SEK 80,671.
LoanstepLender
Credit check through Creditsafe
Effective rate28.04%nominal 22.00%
Per monthSEK 1,450
Total to repaySEK 87,586
Example: SEK 50,000 over 5 years, 22.00% nominal rate, setup fee SEK 589, notice fee SEK 69/month, 28.04% effective rate, total SEK 87,586.
EkonomenBroker
One application, several banks reply
Effective rate8.71%from 4.59%
Per monthSEK 3,061
Total to repaySEK 184,044
Example: SEK 150,000 over 5 years, 7.99% nominal rate, setup fee SEK 400, notice fee SEK 20/month, 8.71% effective rate, total SEK 184,044.
EnklareBroker
One application, several banks reply
Effective rate8.71%from 4.57%
Per monthSEK 3,061
Total to repaySEK 184,044
Example: SEK 150,000 over 5 years, 7.99% nominal rate, setup fee SEK 400, notice fee SEK 20/month, 8.71% effective rate, total SEK 184,044.
FinloBroker
One application, several banks reply
Effective rate8.71%from 4.59%
Per monthSEK 3,061
Total to repaySEK 184,044
Example: SEK 150,000 over 5 years, 7.99% nominal rate, setup fee SEK 400, notice fee SEK 20/month, 8.71% effective rate, total SEK 184,044.
TryggaBroker
One application, several banks reply
Effective rate8.77%from 5.07%
Per monthSEK 3,063
Total to repaySEK 184,277
Example: SEK 150,000 over 5 years, 8.30% nominal rate, setup fee SEK 495, 8.77% effective rate, total SEK 184,277.
MedMera BankBank
Personal loan direct from the bank
Effective rate9.12%from 5.33%
Per monthSEK 3,096
Total to repaySEK 185,779
Example: SEK 150,000 over 5 years, 8.76% nominal rate, no fees, 9.12% effective rate, total SEK 185,779.
CollectorBank
Personal loan direct from the bank
Effective rate9.16%from 7.23%
Per monthSEK 3,099
Total to repaySEK 185,953
Example: SEK 150,000 over 5 years, 8.80% nominal rate, no fees, 9.16% effective rate, total SEK 185,953.
ZmartaBroker
One application, several banks reply
Effective rate9.76%from 4.59%
Per monthSEK 3,129
Total to repaySEK 188,242
Example: SEK 150,000 over 5 years, 8.95% nominal rate, setup fee SEK 495, notice fee SEK 19/month, 9.76% effective rate, total SEK 188,242.
Lånekoll
LånekollBroker
One application, several banks reply
Effective rate10.03%from 5.07%
Per monthSEK 3,158
Total to repaySEK 189,457
Example: SEK 150,000 over 5 years, 9.60% nominal rate, no fees, 10.03% effective rate, total SEK 189,457.
AvidaBank
Personal loan direct from the bank
Effective rate13.06%from 11.15%
Per monthSEK 3,358
Total to repaySEK 201,665
Example: SEK 150,000 over 5 years, 11.90% nominal rate, setup fee SEK 179, notice fee SEK 29/month, 13.06% effective rate, total SEK 201,665.
BrixoPersonal loan
Credit check through Dun & Bradstreet
Effective rate22.42%nominal 19.95%
Per monthSEK 3,995
Total to repaySEK 240,170
Example: SEK 150,000 over 5 years, 19.95% nominal rate, setup fee SEK 475, notice fee SEK 25/month, 22.42% effective rate, total SEK 240,170.
BankyBroker
One application, several banks reply
Effective rate24.54%from 27.69%
Per monthSEK 4,139
Total to repaySEK 248,942
Example: SEK 150,000 over 5 years, 21.95% nominal rate, setup fee SEK 579, notice fees SEK 49 in total, 24.54% effective rate, total SEK 248,942.
Compare before you sign
27
lenders and brokers
We compare the effective rate, fees and total cost at the 27 companies we have an agreement with.
SEK 0
to compare
No sign-up and no credit check with us. You apply only once you continue to the company.
Total cost
sets the order
The lists are sorted by what the loan costs in total. What we are paid does not affect the order. How we compare
27 lenders and brokers
All lenders
Guides
All guidesHow much can I borrow?
Banks look at what you have left once everything else is paid. This is how they do it, and how to work it out yourself before you apply.Effective vs nominal interest rate: what you pay
Two loans with the same rate can differ in cost by thousands of kronor. The difference is in the fees, and only one of the figures shows it.How to consolidate loans without paying more
A consolidation loan almost always lowers the monthly cost. That does not mean it costs less in total.Don’t pay more than you need to for your loan
Enter an amount and a term to see the monthly cost and total for every loan.
Compare loansCommon questions about Kreddo and loans
Is Kreddo a bank or a loan broker?
Neither. Kreddo is a comparison service. We do not lend money, do not arrange loans and do not take applications. You always apply with the company itself.
Does comparing affect my credit rating?
No. We make no credit check. A check is made only when you apply with a company.
Is this for the Swedish market?
Yes. Kreddo in English covers the same Swedish loans and cards as the Swedish site, in Swedish kronor and under Swedish law. It is for people who live in Sweden and prefer to read in English.
When were the rates checked?
The top of every comparison shows when its rates were last checked against the companies' own pages. If a figure does not match the company's terms, write to [email protected] and we will correct it.