MedMera BankBank
Personal loan direct from the bank
Effective rate9.12%from 5.33%
Per monthSEK 3,096
Total to repaySEK 185,779
Example: SEK 150,000 over 5 years, 8.76% nominal rate, no fees, 9.12% effective rate, total SEK 185,779.
MedMera Bank
MedMera Bank is a bank that lends directly. An answer to a loan application covers only MedMera Bank's own loan.
Terms and examples
The examples are calculated with the rate and fees in MedMera Bank's terms. Ad: we are paid if you continue to MedMera Bank.
MedMera Bank is in the comparisons: Personal loans and Debt consolidation.
- Effective rate
- 5.33–27.02%
- Loan amount
- SEK 15,000–600,000
- Age
- At least 20
- Income
- At least SEK 20,000 a month
- Credit check
- UC
- Payment remark
- Not normally assessed
Rate, fees and example checked 16 October 2026 against MedMera Bank's terms
MedMera Bank's terms in their own words
The figures on this page come from here. The quotes are in Swedish, as MedMera Bank publishes them. We check the text against MedMera Bank's site and note the date.
Låna mellan 15 000 och 600 000 kr … 0 kr i uppläggningsavgift … För ett annuitetslån på 70 000 kr med 6 års återbetalningstid (72 avbetalningar) och en rörlig ränta på 8,76 % blir den effektiva räntan 9,12 %). Din månadskostnad blir 1 267 kr och total återbetalning blir 90 461 kr, under förutsättning att räntan inte ändras och att du betalar via autogiro utan avgifter. Räntan sätts individuellt mellan 5,20 % och 18,25 % (effektiv ränta 5,33 %–27,02 %). (2026-10-16). … Aviseringsavgiften för Privatlån är 45 kr, om du tecknar autogiro är avgiften 0 kr. … Samtliga sökande är minst 20 år … Ingen av de sökande har betalningsanmärkningar eller skuldsaldo hos Kronofogdemyndigheten … En sökande har en fast inkomst på lägst 20 000 kr/månad Taken from MedMera Bank's terms and checked 16 October 2026. Spotted a mistake? Write to [email protected].
In its favour
- +The credit has no fees.
Worth considering
- !You need to be at least 20 and have a monthly income of at least SEK 20,000.
Common questions about MedMera Bank
Does MedMera Bank make a UC credit check?
Yes. MedMera Bank makes the credit check with UC.
Can I borrow from MedMera Bank with a payment remark?
It is unusual. Under the terms we work from, applications with a payment remark are not normally assessed.
What happens if I cannot pay?
Contact the company before the due date. Otherwise a reminder follows, then late-payment interest, and finally debt collection and Kronofogden (the Swedish Enforcement Authority), which leads to a payment remark. Interest and fees may never add up to more than you borrowed.
How much can I borrow from MedMera Bank?
Up to SEK 600,000. How much you get depends on your finances, and the figures on the page are examples.