Interest-free days, fees and terms. Right now we have an agreement with one card company. We add cards as we reach agreements with more card companies.
AdWe compare cards from companies we work with, and we are paid when you continue to them.
Credit card
Included: No annual fee. Two years of all-risk insurance on home electronics paid for in full with the card. Representative example: SEK 20,000 repaid over 12 months, 11.95% nominal rate, no fees, 12.63% effective rate, SEK 1,777 a month, total SEK 21,318.
The time between the purchase and the due date on the invoice, up to 56 days. Pay the whole invoice on time and there is no interest. If you pay in instalments, you pay interest on what is left.
Yes. Banks often count the whole credit limit as debt when you apply for a loan, even if you do not use the card. A card you do not need can be worth cancelling before you apply for a mortgage.
It varies between cards. Collector Purple charges 3%, minimum SEK 45. Interest is also often charged from the day of the withdrawal.
Yes. The card company must assess whether you can pay before you get credit, and makes a credit check when you apply.
