Pension advice

Pensionera gathers your pensions in one place and gives advice on funds and moving them. We do not compare pension services; this is the one we have an agreement with.

AdKreddo is paid if you continue to Pensionera. We do not compare pension services or give pension advice.

Pensionera

An overview, a forecast and pension advice

Överblick (Overview)SEK 0 a month
Komplett (Complete)SEK 135 a month
Komplett + ELS (with life cover)SEK 175 a month
Getting startedWith BankID
FinansinspektionenRegistered for insurance distribution

Funds can rise and fall in value.

How Pensionera works

You become a member with BankID and give Pensionera a power of attorney to collect information from your insurers. You then see all your pensions in one place, with a forecast of what they may become.

If you want advice on funds, you first answer questions about your finances, your knowledge, your attitude to risk and how sustainably you want to save. Pensionera says the law requires it. If you are happy with the proposal, you sign a power of attorney and Pensionera goes ahead with the change.

What is included

IncludedÖverblick, SEK 0Komplett, SEK 135Komplett + ELS, SEK 175
An overview of your pensions and a forecastYesYesYes
Digital fund adviceYesYesYes
A yearly meeting with a licensed adviserNoYesYes
Negotiation of insurance contractsNoYesYes
Help moving insurance and with insurance coverNoYesYes
Life insurance of SEK 250,000NoNoYes

In Pensionera's own words

The prices on this page come from here, quoted in Swedish. We check the text against Pensionera's site and give the date.

pensionera.se
Samla alla dina pensioner på ett ställe och få en tydlig bild av din framtida ekonomi.
pensionera.se
Optimera ditt sparande genom att jämföra och flytta dina fonder
Show all 8 quotes from pensionera.seShow fewer quotes
pensionera.se/sa-fungerar-det
Registrera dig kostnadsfritt med BankID.
pensionera.se/sa-fungerar-det
Att hämta information från dina andra försäkringsbolag.
pensionera.se/sa-fungerar-det
Överblick 0 kr / mån
pensionera.se/sa-fungerar-det
Komplett 135 kr / mån
pensionera.se/sa-fungerar-det
Komplett + ELS 175 kr / mån
pensionera.se/sa-fungerar-det
Livförsäkring på 250 000 kr

Taken from Pensionera's website and checked on 16 October 2026. Found a mistake? Write to [email protected].

Common questions about pension advice

What does Pensionera cost?

Överblick (Overview) costs SEK 0 a month. Komplett (Complete) costs SEK 135 a month and Komplett + ELS (with life cover) SEK 175 a month.

What does Pensionera do?

Pensionera gathers your pensions in one place, makes a forecast and gives advice on funds. With a paid plan you also get a yearly meeting with a licensed adviser and help moving insurance.

What do I need to get started?

You become a member with BankID (Swedish electronic ID) and give Pensionera a power of attorney to collect information from your insurers. If you want to change funds, you sign a second power of attorney for that.

Why does Pensionera ask about my finances?

Pensionera says the law requires questions about your finances, among other things against money laundering, and that the advice needs to know your knowledge, your attitude to risk and how sustainably you want to save.

Is Pensionera in Finansinspektionen's register?

Yes. Pensionera Sverige AB (556648-5776) is in the company register of Finansinspektionen, the Swedish financial supervisory authority, with insurance distribution as its main business. We checked this on 16 October 2026.

Can my pension go down?

Yes. Money in funds can rise and fall in value, and advice on funds is no guarantee of how it goes.

Does Kreddo compare pension services?

No. Kreddo compares loans and credit cards. Pensionera is the pension service we have an agreement with, and we are paid when you continue to them. Kreddo does not give pension advice.