AdvisaBroker
One application, several banks reply
Effective rate6.17%from 4.59%
Per monthSEK 2,900
Total to repaySEK 173,995
Example: SEK 150,000 over 5 years, 6.00% nominal rate, no fees, 6.17% effective rate, total SEK 173,995.
Personal loans by effective rate
17 loans from 17 lenders and brokers, sorted by the effective rate at SEK 150,000 over 5 years. Your rate depends on your finances.
- Effective rate
- from 4.57%
- Lenders
- 17
- Rates checked
- 16 October 2026
15 personal loans for SEK 150,000
Sorted by the effective rate at SEK 150,000 over 5 years, worked out from the lenders' own terms.
AdWe compare lenders and brokers we work with, and we are paid when you continue to them. The order is decided by cost.
4 offers share the lowest total cost for SEK 150,000 over 5 years: SEK 173,995
LendoBroker
One application, several banks reply
Effective rate6.17%from 5.06%
Per monthSEK 2,900
Total to repaySEK 173,995
Example: SEK 150,000 over 5 years, 6.00% nominal rate, no fees, 6.17% effective rate, total SEK 173,995.
ReduceroBroker
One application, several banks reply
Effective rate6.17%from 5.06%
Per monthSEK 2,900
Total to repaySEK 173,995
Example: SEK 150,000 over 5 years, 6.00% nominal rate, no fees, 6.17% effective rate, total SEK 173,995.
SamblaBroker
One application, several banks reply
Effective rate6.17%from 4.59%
Per monthSEK 2,900
Total to repaySEK 173,995
Example: SEK 150,000 over 5 years, 6.00% nominal rate, no fees, 6.17% effective rate, total SEK 173,995.
EkonomenBroker
One application, several banks reply
Effective rate8.71%from 4.59%
Per monthSEK 3,061
Total to repaySEK 184,044
Example: SEK 150,000 over 5 years, 7.99% nominal rate, setup fee SEK 400, notice fee SEK 20/month, 8.71% effective rate, total SEK 184,044.
EnklareBroker
One application, several banks reply
Effective rate8.71%from 4.57%
Per monthSEK 3,061
Total to repaySEK 184,044
Example: SEK 150,000 over 5 years, 7.99% nominal rate, setup fee SEK 400, notice fee SEK 20/month, 8.71% effective rate, total SEK 184,044.
FinloBroker
One application, several banks reply
Effective rate8.71%from 4.59%
Per monthSEK 3,061
Total to repaySEK 184,044
Example: SEK 150,000 over 5 years, 7.99% nominal rate, setup fee SEK 400, notice fee SEK 20/month, 8.71% effective rate, total SEK 184,044.
TryggaBroker
One application, several banks reply
Effective rate8.77%from 5.07%
Per monthSEK 3,063
Total to repaySEK 184,277
Example: SEK 150,000 over 5 years, 8.30% nominal rate, setup fee SEK 495, 8.77% effective rate, total SEK 184,277.
MedMera BankBank
Personal loan direct from the bank
Effective rate9.12%from 5.33%
Per monthSEK 3,096
Total to repaySEK 185,779
Example: SEK 150,000 over 5 years, 8.76% nominal rate, no fees, 9.12% effective rate, total SEK 185,779.
CollectorBank
Personal loan direct from the bank
Effective rate9.16%from 7.23%
Per monthSEK 3,099
Total to repaySEK 185,953
Example: SEK 150,000 over 5 years, 8.80% nominal rate, no fees, 9.16% effective rate, total SEK 185,953.
ZmartaBroker
One application, several banks reply
Effective rate9.76%from 4.59%
Per monthSEK 3,129
Total to repaySEK 188,242
Example: SEK 150,000 over 5 years, 8.95% nominal rate, setup fee SEK 495, notice fee SEK 19/month, 9.76% effective rate, total SEK 188,242.
Lånekoll
LånekollBroker
One application, several banks reply
Effective rate10.03%from 5.07%
Per monthSEK 3,158
Total to repaySEK 189,457
Example: SEK 150,000 over 5 years, 9.60% nominal rate, no fees, 10.03% effective rate, total SEK 189,457.
AvidaBank
Personal loan direct from the bank
Effective rate13.06%from 11.15%
Per monthSEK 3,358
Total to repaySEK 201,665
Example: SEK 150,000 over 5 years, 11.90% nominal rate, setup fee SEK 179, notice fee SEK 29/month, 13.06% effective rate, total SEK 201,665.
BrixoPersonal loan
Credit check through Dun & Bradstreet
Effective rate22.42%nominal 19.95%
Per monthSEK 3,995
Total to repaySEK 240,170
Example: SEK 150,000 over 5 years, 19.95% nominal rate, setup fee SEK 475, notice fee SEK 25/month, 22.42% effective rate, total SEK 240,170.
ExtralånetLender
Credit check through Bisnode
Effective rate22.79%nominal 20.71%
Per monthSEK 1,345
Total to repaySEK 80,671
Example: SEK 50,000 over 5 years, 20.71% nominal rate, no fees, 22.79% effective rate, total SEK 80,671.
BankyBroker
One application, several banks reply
Effective rate24.54%from 27.69%
Per monthSEK 4,139
Total to repaySEK 248,942
Example: SEK 150,000 over 5 years, 21.95% nominal rate, setup fee SEK 579, notice fees SEK 49 in total, 24.54% effective rate, total SEK 248,942.
LoanstepLender
Credit check through Creditsafe
Effective rate28.04%nominal 22.00%
Per monthSEK 1,450
Total to repaySEK 87,586
Example: SEK 50,000 over 5 years, 22.00% nominal rate, setup fee SEK 589, notice fee SEK 69/month, 28.04% effective rate, total SEK 87,586.
Your rate depends on your finances and can be both lower and higher than the representative example.
How the list is sorted
The list is sorted by the effective rate at SEK 150,000 over 5 years, worked out from the lenders' own terms and fees. It is the same amount and term as in the representative examples, so the figures compare directly.
The order follows what the loan costs, not our commission. How we compare describes the method in full.
First in the list right now
Effective rate at SEK 150,000 over 5 years, SEK 2,900 a month.
6.17%
Advisa
Common questions about the list
How is the list sorted?
By the effective rate at SEK 150,000 over 5 years, worked out from the lenders' own terms and fees. Our commission does not affect the order.
Why are not more lenders listed?
The list holds only the lenders and brokers we have an agreement with.
When were the rates checked?
The rates and fees in this list were checked against the companies' own pages on 16 October 2026. Each lender's own page says when its rate, fees and example were checked.
Is the rate in the list the one I will get?
Not necessarily. The rate is set from your finances when you apply and can be both lower and higher than in the representative example.
Does it cost anything to compare?
No. Kreddo takes no applications and makes no credit check. You apply with the company yourself.