Compare loans
Borrow

Personal loans and credit

Personal loansEffective rate from 4.57%Debt consolidationCombine expensive credit into one loanQuick loansSmall amounts, mostly high-cost creditLoans without UCA credit check other than UCWith a payment remarkLenders that still assess you

More loans

MortgagesThrough Lendo: new, move or increaseBusiness loansOPR: loans and credit for companiesPawn loansCash against watches, jewellery and cars

Read more

Personal loans by effective rateThe full list, sorted by rateEffective interest rateWhat the loan costs per yearGuide: how much can I borrow?How the bank works it outLoan rules 2026Rate cap, cost cap and interest deduction
Cards
Insurance and pension

Insurance

Home insuranceSejfa: rented and owned flatsTravel insuranceEuropeiska ERV: trips, visitors and cancellationCar insuranceZmarta: compare and switch car insurancePet insuranceSveland: dogs, cats, horses and small petsPet insuranceLassie: dogs and cats

Pension and legal

Pension advicePensionera: an overview and fund adviceLegal helpLexly: cohabitation agreements, wills, powers of attorney
Calculators

For loans

Loan calculatorMonthly cost, effective rate and totalEffective rate calculatorCompare two loans and their feesHow much can I borrow?What is left of your income each monthDebt consolidationWhat you save by combining credit

Mortgages and savings

Mortgage calculatorInterest, amortisation and down payment 2026Savings calculatorCompound growth on your savings
About us SvenskaEnglishالعربية
Compare personal loans

Lånekoll

Broker

Lånekoll is a free service for keeping track of your loans. You sign in with BankID and get a full view of your loans and credit, plus your credit score from UC with no credit check. Rates from 4.95% and unsecured loans up to SEK 600,000.

Terms and examples

The examples are calculated with the rate and fees in Lånekoll's terms. Ad: we are paid if you continue to Lånekoll.

Lånekoll is in the comparisons: Personal loans, Debt consolidation and With a payment remark.

Effective rate
5.07–24.10%
Loan amount
SEK 10,000–600,000
Credit check
UC
Payment remark
Can be assessed

Rate, fees and example checked 16 October 2026 against Lånekoll's terms

Lånekoll's terms in their own words

The figures on this page come from here. The quotes are in Swedish, as Lånekoll publishes them. We check the text against Lånekoll's site and note the date.

Terms · lanekoll.se/privatlan
Lånekoll erbjuder lån utan säkerhet upp till 600 000 kr … Lånekoll erbjuder räntor ända ner till 4,95% på lån utan säkerhet. … Gratis överblick över dina privatlån, bolån, krediter och CSN … Dagliga uppdateringar, data hämtas från UC utan kreditupplysning … Ett av krav från våra samarbetspartners är att du som kund har en stadigvarande inkomst. … Lånekoll har tillstånd från Finansinspektionen avseende förmedling av bostadskrediter enligt lagen (2016:1024) om verksamhet med bostadskrediter och står under Finansinspektionens tillsyn. Lånekoll erbjuder bostadskrediter via samarbetspartners. Lånekoll erbjuder inte förmedling av konsumentkrediter.

Taken from Lånekoll's terms and checked 16 October 2026. Spotted a mistake? Write to [email protected].

In its favour

  • A free service that gathers your loans, credit and student loans in one view
  • Your credit score from UC is shown with no credit check

Worth considering

  • Under its own terms, Lånekoll brokers mortgage credit (bostadskrediter), not consumer credit.
  • The service requires BankID

Common questions about Lånekoll

Is Lånekoll a bank?

No. Lånekoll is a service where you compare your loans and get offers on them. You sign the loan with the lender.

Does it cost anything to use Lånekoll?

No, the service is free for you. Lånekoll is paid by the lender when a loan is paid out.

Does Lånekoll make a UC credit check?

Yes. Lånekoll makes the credit check with UC.

Can I borrow from Lånekoll with a payment remark?

It can be assessed. Lånekoll does not refuse automatically, but a payment remark (betalningsanmärkning) makes a rejection more likely and the rate higher.

What happens if I cannot pay?

Contact the company before the due date. Otherwise a reminder follows, then late-payment interest, and finally debt collection and Kronofogden (the Swedish Enforcement Authority), which leads to a payment remark. Interest and fees may never add up to more than you borrowed.