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Sambla

Broker

Sambla is a loan broker. You make one application and several banks reply with their own offers. Sambla does not lend money itself.

Terms and examples

The examples are calculated with the rate and fees in Sambla's terms. Ad: we are paid if you continue to Sambla.

Sambla is in the comparisons: Personal loans, Debt consolidation and With a payment remark.

Effective rate
from 4.59%
Loan amount
SEK 5,000–800,000
Age
At least 18
Income
At least SEK 8,400 a month
Credit check
UC
Payment remark
Can be assessed

Rate, fees and example checked 16 October 2026 against Sambla's terms

Sambla's terms in their own words

The figures on this page come from here. The quotes are in Swedish, as Sambla publishes them. We check the text against Sambla's site and note the date.

Terms · sambla.se/privatlan
Genom Sambla kan du ansöka om privatlån från 5 000 kronor. … Nytt lån + samla befintliga lån: upp till 800 000 kr … Ett annuitetslån på 175 000 SEK, en löptid på 12 år, en nominell ränta på 6,00% och 0 SEK i uppläggnings-/administrativa avgifter resulterar i en effektiv ränta på 6,17%. Total lånekostnad: 245 914 SEK. Månadskostnad: 1 708 SEK fördelat på 144 betalningstillfällen. … Återbetalningstid 1–20 år. Räntespann: 4,50%–21,99%. … Vara minst 18 år … Ha en månadsinkomst på minst 8 400 kronor … Du kan ansöka även om du har en betalningsanmärkning … När du ansöker genom Sambla tas en kreditupplysning hos UC, även om flera långivare behandlar din ansökan

Taken from Sambla's terms and checked 16 October 2026. Spotted a mistake? Write to [email protected].

In its favour

  • Normally a single credit check with UC, however many banks reply.
  • The broker charges you nothing.

Worth considering

  • The rate is set only once the banks have replied. The figures here are examples.
  • The range is wide, 4.50–21.99% nominal rate. Your finances decide where you land.

Common questions about Sambla

Is Sambla a bank?

No. Sambla is a loan broker. You sign the loan with the bank you choose.

Does it cost anything to use Sambla?

No, not for you. The broker is paid by the bank when a loan is paid out. The rate and fees on the loan are set by the bank.

Does Sambla make a UC credit check?

Yes. Sambla makes the credit check with UC.

Can I borrow from Sambla with a payment remark?

It can be assessed. Sambla does not refuse automatically, but a payment remark (betalningsanmärkning) makes a rejection more likely and the rate higher.

What happens if I cannot pay?

Contact the company before the due date. Otherwise a reminder follows, then late-payment interest, and finally debt collection and Kronofogden (the Swedish Enforcement Authority), which leads to a payment remark. Interest and fees may never add up to more than you borrowed.