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Ekonomen

Broker

Ekonomen is a loan broker. You make one application and several banks reply with their own offers. Ekonomen does not lend money itself.

Terms and examples

The examples are calculated with the rate and fees in Ekonomen's terms. Ad: we are paid if you continue to Ekonomen.

Ekonomen is in the comparisons: Personal loans and Debt consolidation.

Effective rate
from 4.59%
Loan amount
SEK 5,000–800,000
Credit check
UC

Rate, fees and example checked 20 October 2026 against Ekonomen's terms

Ekonomen's terms in their own words

The figures on this page come from here. The quotes are in Swedish, as Ekonomen publishes them. We check the text against Ekonomen's site and note the date.

Terms · ekonomen.se
Räkneexempel: Annuitetslån 12 år, belopp 400 000 kr, rörlig ränta 7,99 %, uppläggningskostnad 400 kr, aviavgift 20 kr, ger en effektiv ränta på 8,41 %. Totalt belopp att återbetala 626 457 kr, fördelat på 144 återbetalningar, ger en månadskostnad på 4 348 kr. Återbetalningstid 1-20 år. Maximala räntan är 22,00 %. Räntespann mellan: 4,50 - 22,00 %. Uppdaterat 2025-08-15. … Vi jämför hela 40 långivare så att fler hittar bättre lån … En ansökan tar 1 minut och det tas självklart bara 1 kreditupplysning hos UC … Lånebelopp: kr 5 000 kr 800 000 kr

Taken from Ekonomen's terms and checked 20 October 2026. Spotted a mistake? Write to [email protected].

In its favour

  • Normally a single credit check with UC, however many banks reply.
  • The broker charges you nothing.

Worth considering

  • The rate is set only once the banks have replied. The figures here are examples.
  • The range is wide, 4.50–22.00% nominal rate. Your finances decide where you land.

Common questions about Ekonomen

Is Ekonomen a bank?

No. Ekonomen is a loan broker. You sign the loan with the bank you choose.

Does it cost anything to use Ekonomen?

No, not for you. The broker is paid by the bank when a loan is paid out. The rate and fees on the loan are set by the bank.

Does Ekonomen make a UC credit check?

Yes. Ekonomen makes the credit check with UC.

What happens if I cannot pay?

Contact the company before the due date. Otherwise a reminder follows, then late-payment interest, and finally debt collection and Kronofogden (the Swedish Enforcement Authority), which leads to a payment remark. Interest and fees may never add up to more than you borrowed.