Avida is a bank that lends directly. An answer to a loan application covers only Avida's own loan.
The examples are calculated with the rate and fees in Avida's terms. Ad: we are paid if you continue to Avida.
Personal loan direct from the bank
Example: SEK 150,000 over 5 years, 11.90% nominal rate, setup fee SEK 179, notice fee SEK 29/month, 13.06% effective rate, total SEK 201,665.
Avida is in the comparisons: Personal loans and Debt consolidation.
Rate, fees and example checked 16 October 2026 against Avida's terms
The figures on this page come from here. The quotes are in Swedish, as Avida publishes them. We check the text against Avida's site and note the date.
Lånebelopp 10 000 – 350 000 kr Återbetalningstid 1-15 år Ränta 5,9 – 19,79 % Effektiv ränta 11,15 – 29,5 % Uppläggningsavgift 179 kr Aviseringsavgift 29 kr vid autogiro, 49 kr vid papperfaktura) … Du måste vara minst 20 år gammal Du får inte ha några skulder hos Kronofogden Taken from Avida's terms and checked 16 October 2026. Spotted a mistake? Write to [email protected].
Yes. Avida makes the credit check with UC.
Contact the company before the due date. Otherwise a reminder follows, then late-payment interest, and finally debt collection and Kronofogden (the Swedish Enforcement Authority), which leads to a payment remark. Interest and fees may never add up to more than you borrowed.
Up to SEK 350,000. How much you get depends on your finances, and the figures on the page are examples.
You need to be at least 20.