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Lendo

Broker

Lendo is a loan broker. You make one application and several banks reply with their own offers. Lendo does not lend money itself.

Terms and examples

The examples are calculated with the rate and fees in Lendo's terms. Ad: we are paid if you continue to Lendo.

Lendo is in the comparisons: Personal loans, Debt consolidation and With a payment remark.

Effective rate
from 5.06%
Loan amount
SEK 10,000–800,000
Age
At least 18
Annual income
At least SEK 110,000
Credit check
UC
Payment remark
Can be assessed

Rate, fees and example checked 16 October 2026 against Lendo's terms

Lendo's terms in their own words

The figures on this page come from here. The quotes are in Swedish, as Lendo publishes them. We check the text against Lendo's site and note the date.

Terms · lendo.se
Vara minst 18 år … Inneha en årsinkomst på minst 110 000 kr … På Lendo kan du ansöka om lån från 10 000 kr upp till 800 000 kr. … Endast en kreditupplysning hos Upplysningscentralen (UC) kommer att registreras på dig … Du som har betalningsanmärkningar kan ansöka om lån upp till 150 000 kr förutsatt att följande krav uppfylls: … Har en årsinkomst på minst 120 000 kr. … Räkneexempel: Annuitetslån 12 år. Effektiv årsränta 6,17%. Ett lån på 200 000 kr kostar då 1 952 kr/månad (144 avbetalningar), dvs totalt 281 047 kr. Ingen start-/aviavgift. 6% nominell ränta (rörlig ränta, sätts individuellt baserat på dina förutsättningar). … Återbetalningstid 1-15 år. Maximala räntan är 23%. Räntespann mellan: 4,95%-23%.

Taken from Lendo's terms and checked 16 October 2026. Spotted a mistake? Write to [email protected].

In its favour

  • Normally a single credit check with UC, however many banks reply.
  • The broker charges you nothing.

Worth considering

  • The rate is set only once the banks have replied. The figures here are examples.
  • The range is wide, 4.95–23.00% nominal rate. Your finances decide where you land.

Common questions about Lendo

Is Lendo a bank?

No. Lendo is a loan broker. You sign the loan with the bank you choose.

Does it cost anything to use Lendo?

No, not for you. The broker is paid by the bank when a loan is paid out. The rate and fees on the loan are set by the bank.

Does Lendo make a UC credit check?

Yes. Lendo makes the credit check with UC.

Can I borrow from Lendo with a payment remark?

It can be assessed. Lendo does not refuse automatically, but a payment remark (betalningsanmärkning) makes a rejection more likely and the rate higher.

What happens if I cannot pay?

Contact the company before the due date. Otherwise a reminder follows, then late-payment interest, and finally debt collection and Kronofogden (the Swedish Enforcement Authority), which leads to a payment remark. Interest and fees may never add up to more than you borrowed.