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Finlo

Broker

Finlo is a loan broker. You make one application and several banks reply with their own offers. Finlo does not lend money itself.

Terms and examples

The examples are calculated with the rate and fees in Finlo's terms. Ad: we are paid if you continue to Finlo.

Finlo is in the comparisons: Personal loans and Debt consolidation.

Effective rate
from 4.59%
Loan amount
SEK 5,000–800,000
Credit check
UC

Rate, fees and example checked 20 October 2026 against Finlo's terms

Finlo's terms in their own words

The figures on this page come from here. The quotes are in Swedish, as Finlo publishes them. We check the text against Finlo's site and note the date.

Terms · finlo.se
Räkneexempel: Annuitetslån 12 år, belopp 400 000 kr, rörlig ränta 7,99 %, uppläggningskostnad 400 kr, aviavgift 20 kr, ger en effektiv ränta på 8,41 %. Totalt belopp att återbetala 626 457 kr, fördelat på 144 återbetalningar, ger en månadskostnad på 4 348 kr. Återbetalningstid 1-20 år. Maximala räntan är 22,00 %. Räntespann mellan: 4,50 - 22,00 %. Uppdaterat 2025-08-15. … Jämför erbjudanden från 40+ långivare … Lånebelopp: kr 5 000 kr 800 000 kr

Taken from Finlo's terms and checked 20 October 2026. Spotted a mistake? Write to [email protected].

In its favour

  • Normally a single credit check with UC, however many banks reply.
  • The broker charges you nothing.

Worth considering

  • The rate is set only once the banks have replied. The figures here are examples.
  • The range is wide, 4.50–22.00% nominal rate. Your finances decide where you land.

Common questions about Finlo

Is Finlo a bank?

No. Finlo is a loan broker. You sign the loan with the bank you choose.

Does it cost anything to use Finlo?

No, not for you. The broker is paid by the bank when a loan is paid out. The rate and fees on the loan are set by the bank.

Does Finlo make a UC credit check?

Yes. Finlo makes the credit check with UC.

What happens if I cannot pay?

Contact the company before the due date. Otherwise a reminder follows, then late-payment interest, and finally debt collection and Kronofogden (the Swedish Enforcement Authority), which leads to a payment remark. Interest and fees may never add up to more than you borrowed.