Creditstar lends the money itself. The credit check is made with Dun & Bradstreet, not with UC.
The examples are calculated with the rate and fees in Creditstar's terms. Ad: we are paid if you continue to Creditstar.
Credit check through Dun & Bradstreet
Example: SEK 10,000 over 1 year, 20.00% nominal rate, setup fee SEK 300, notice fee SEK 30/month, 37.24% effective rate, total SEK 11,776.
Creditstar is in the comparisons: Quick loans and Loans without UC.
Rate, fees and example checked 16 October 2026 against Creditstar's terms
The figures on this page come from here. The quotes are in Swedish, as Creditstar publishes them. We check the text against Creditstar's site and note the date.
Välj mellan 12-84 mån återbetalningsperiod … Lån utan säkerhet upp till 150 000 kr … Ett lån på 30 000 kr med 20 % nominell fast ränta, 300 kr i uppläggningsavgift (betalas med den första månadsbetalningen) och en månadsavgift på 30 kr, med en återbetalningstid på 60 månader, ger en effektiv ränta på 25,06 %. Det totala beloppet att återbetala blir 49 788,84 kr, fördelat på 60 månadsbetalningar: den första på 1 124,82 kr och därefter 59 delbetalningar på 824,82 kr vardera. Taken from Creditstar's terms and checked 16 October 2026. Spotted a mistake? Write to [email protected].
If you need a larger amount or a longer time, a personal loan through a broker or bank may cost less. For SEK 150,000 over 5 years the examples start at 6.17% effective rate. Always compare the same amount and term.
No. Creditstar gets the credit check from Dun & Bradstreet. It does not show at UC, but it is still a credit check.
It is unusual. Under the terms we work from, applications with a payment remark are not normally assessed.
Contact the company before the due date. Otherwise a reminder follows, then late-payment interest, and finally debt collection and Kronofogden (the Swedish Enforcement Authority), which leads to a payment remark. Interest and fees may never add up to more than you borrowed.
Up to SEK 150,000. How much you get depends on your finances, and the figures on the page are examples.